Version: 2.0
Effective Date: 2025-12-24
These Terms of Service (“Terms”) govern your access to and use of the Finks platform and services. By accessing or using Finks, you agree to be bound by these Terms. If you do not agree, you must stop using the platform.
By registering for an account or using Finks in any way, you agree to these Terms. Continued use of the platform after updates have been published also constitutes your acceptance of the revised Terms.
You may be asked to confirm acceptance when Terms are updated. We maintain a record of versioned user consent, including the timestamp of acceptance.
Finks does not provide financial, investment, tax, or legal advice. Any information, insights, or AI-generated content provided through the platform is for informational purposes only and should not be interpreted as professional advice.
You are responsible for your investment decisions. Use of the platform does not establish a financial advisory relationship.
You are responsible for maintaining accurate account information and securing your login credentials. Unauthorized use of another user’s account is prohibited.
We may suspend or terminate accounts in cases of suspected fraud, security risk, or violation of these Terms.
You agree not to:
Violation of these rules may result in account termination.
Some features require a paid subscription. By subscribing, you authorize recurring billing to your chosen payment method.
Failure to pay may result in suspension or termination of access. Subscription fees are non-refundable unless otherwise required by law.
By using Finks, you agree to receive:
You may opt out of marketing emails at any time. However, essential communications related to security, legal updates, or billing cannot be disabled.
Use of Finks is governed by our Privacy Policy. By using the platform, you agree to how we collect, use, and protect your information as described there.
Finks integrates with third-party services such as market data feeds and APIs. While we make efforts to ensure data quality, we do not guarantee the accuracy, completeness, or availability of third-party content.
Your use of third-party features is subject to their respective terms.
The Finks platform is provided “as-is” without warranties of any kind. We do not guarantee accuracy, reliability, or uninterrupted access.
Finks is not responsible for losses arising from your reliance on platform content or AI-generated information.
You may close your account at any time.
We reserve the right to suspend or permanently terminate accounts for violations of these Terms, failure to pay, or suspicious activity. We are not responsible for any data loss following termination.
These Terms are governed by the laws of Canada. Any dispute shall be resolved via binding arbitration in Ontario, Canada, under the rules of a recognized arbitration body.
You waive the right to trial by jury and to participate in class actions.
This section does not override protections afforded to residents of the European Union or California under their local laws.
We may revise these Terms from time to time. If material changes are made, we will notify users via email or in-app messaging.
Your continued use of Finks following such changes constitutes acceptance of the revised Terms.
Finks is not liable for delays or failure to perform caused by events beyond our control, including but not limited to natural disasters, wars, acts of government, or internet outages.
Finks provides its services “as-is” and “as available.” We disclaim all warranties, express or implied, including those relating to merchantability, accuracy, reliability, and fitness for a particular purpose.
You agree to indemnify and hold harmless Finks, its affiliates, employees, and partners from any claims or liabilities arising out of your use of the platform, your violation of these Terms, or misuse of AI-generated content.
Any section of these Terms that, by its nature, should survive termination (including those on intellectual property, limitations of liability, indemnification, and dispute resolution) will remain in effect even after your account is closed.
If you have questions or concerns regarding these Terms, you may contact us at:
Email: victor.lei@finks.ai